Commonly Asked Questions

                                       

Q: What should I bring to my financial planning session?

A: When you have a financial planning session with us all you need to bring is your account information and your questions and concerns.

Q: How do I know how much Insurance coverage I need?

A: When you’re looking at buying life insurance you should take into consideration what amount of money it would take to replace income, cover final expenses, create future income and provide for minor children.  This way you don’t have to worry about running short on money in the event of a spouses passing or paying for your own costs in the event that you would pass away.

Q: Why not just buy term life insurance rather than whole life?

A: Term is a good product especially for young families, or needs that will last a certain number of years like a loan from a bank for example.  Whole life or Universal life will create potential tax free income at retirement, a tool for saving money and coverage that will not increase your premium payment as you get older like term will.

Q: How do I know if qualify for a tax credit for my health insurance policy in new Health Insurance Marketplace?

A: Give us a call to set up a meeting and we will assist you with the process of applying for a subsidy, it is a very painless process.

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Check the background of this financial professional on FINRA's BrokerCheck